All persons who live, work, worship, attend school, own businesses and other legal entities in the Borough of Carteret New Jersey may join MidState Federal Credit Union. Each member with his/her own account enjoys full membership privileges and benefits.

Businesses located in the Borough of Carteret, New Jersey are welcomed to have their companies join MidState FCU and have their employees become members.

ORGANIZATION:
MidState Federal Credit Union is a progressive, multi service financial institution. We are owned and operated by our members. When you join the credit union you become an owner. Every year at the Annual meeting you elect the Board of Directors.

Your savings in the Credit Union are insured to $100,000.00 by N.C.U.A., a Government agency. Added protection is provided by the bonding of officials and staff. Further, the Supervisory committee examines all operations of the Credit Union and, by law, is charged with conducting and reporting regular audits. As an additional safeguard, the N.C.U.A. Audits the Credit Union periodically.

Your savings at the Credit Union are called "shares". These funds are in turn invested by the Credit Union and loaned to your fellow members. From the earnings of these investments, the Credit Union must pay operational expenses and set aside a required amount for reserves. It is from the remaining monies that your dividends are paid.

WHO CAN JOIN:
To be eligible for new membership, you must Live, Work, Worship, Attend School, or own a business in Carteret, New Jersey.

APPLY FOR MSFCU MEMBERSHIP WITH OUR ON LINE APPLICATION.
"YOU MUST BE 18 YEARS OR OLDER TO COMPLETE THIS APPLICATION"

LIFETIME MEMBERSHIP
Even after a member leaves the field of membership he/she may remain a member of the Credit Union - for a lifetime! Once a Member, Always a Member!